|
Our core banking solution, the Integrated Core Environment (ICE) provides the right products, improves operations, reduces costs and mitigates risk in an affordable, scalable solution. ICE is built within our premier product, the Integrated Bank Environment (IBE), where you can view all of your customer's data, relationships and transactions in a real-time environment. Additionally, IBE allows for a fully integrated approach of ancillary products, such as, Integrated Image Teller, Document Imaging, Online Banking, Fraud, Remote Deposit Capture and more, in a single sign-on, dashboard application!
Designed as either a complete in-house or service bureau application, Integrated Core Environment provides a stable, proven system that utilizes the latest in Microsoft© technology to deliver consistent information to all of your customer touch-points. Highlights of ICE are:
General
· Customer Information file
· Multiple customer address accounting
· Relationship profile and profitability analysis
· New account templates - loans, deposits and employees
· Board, executive and line management
· Graphical reporting system
· General ledger/budgeting
· ACH warehouse
· Real-time and/or batch posting of transactions
· Automated bank/branch/account type balancing
· Combined statements across all applications
· Card management
· OFAC scans
· BSA
Deposits
· DDA, Money Market, NOW, Savings
· Account Analysis
· DDA Overdraft Protection
· Bank defined service charge routine
· Integrated image retrieval
· Club (Christmas/Vacation, etc.)
· Health Savings Accounts
· Certificates of Deposit
· CDAR’s
· On-line FSF, rejects & chargeback processing
· Sweep accounting
· Tickler system at the account and customer information levels
· Safe deposit box management
Loans
· Consumer, Real Estate, Commercial/BSA, Ag/Farm Credit, HE, LOC
· Overdraft protection (Ready Reserve)
· Full escrow accounting, ARM accounting
· Tickler system at the account and customer information levels
· Participations - bought and sold
· Dealer
· Amortized
· Single pay
· Balloon
· Fixed/variable/or any combination of rates available
· Credit bureau reporting
· FASB fee reporting
· User defined late payment routines
· Debt cancellation insurance
Reporting
· Board, executive and line mgmt.reporting
· Graphical reporting system
· Over 250 standard reports
· Automated report processing to COLD, printer or branches
· Customizable reporting
· Excel or Simple “drag and drop” tool for “ad hoc” reporting
Professional services
· Complete disaster recovery
· Full building, data line/communications and real-time data recovery
· Communication network services
· Network security and monitoring
· Comprehensive training
Created by a true technology partner, who makes the effort to understand the unique needs of your financial institutions, ICE enables you to meet the specific challenges of your marketplace, efficiently and effectively.
|
